Karika Privacy Policy — Your Information is Safe with Us

When creating a karika account, your name, mobile number, email address, and date of birth are collected. This information is used to verify your identity and keep your account secure. Payment-related details may also be collected for financial transactions, but are stored in a completely secure manner. Technical information such as browsing activity, device type, and IP address is also collected automatically. This data helps improve service quality and ensure security. We do not collect any unnecessary or excessive information.

Collected information is primarily used to manage your account, process transactions, and provide customer support. karika uses your information to improve the overall quality of service and user experience. Data is also analyzed to prevent fraud and unauthorized activity. Contact information may be used to send relevant notifications and promotional content based on your preferences. However, you can request to stop such communications at any time. We never sell or rent your information to third parties.

Karika uses industry-standard encryption technology to protect your information. All data is stored on secure servers and regular security audits are conducted. Multi-layered security measures are maintained to prevent unauthorized access. Our security team monitors the system around the clock to immediately address any suspicious activity. In the event of a data breach, we will promptly notify users as required by law. Keeping your information secure is our primary responsibility.

We only share limited information with trusted partners where necessary to provide our services. Transaction-related information may be shared with authorized financial service providers for payment processing. These partners are contractually bound to uphold the same privacy standards as us. Disclosure of information may be required in cases of legal obligations or government directives. Beyond this, your personal information is never given to any advertisers or third parties. All our partnerships operate on the basis of transparent policies.

Cookies are used on the karika website to enhance your experience. Cookies help remember your login status and enable the delivery of personalized services. In addition to functional cookies, analytical cookies are used to help improve service quality. You can control or disable cookies through your browser settings at any time. However, disabling cookies may prevent you from accessing the full benefits of some services. We never use harmful tracking technologies.

Every registered user at karika has the right to view, correct, and delete their own information. You can contact our support team at any time to submit any information-related request. After account closure, your information will be permanently deleted after the legally stipulated period. To stop receiving promotional emails or messages, changes can be made directly from your account settings. We never use your information for marketing activities without your consent. Protecting your privacy is our commitment.